DEAR LOYAL READER,

I OBTAIN INFORMATION FROM A WIDE VARIETY OF PUBLICLY AVAILABLE SOURCES AND HAVE NO SOURCES OF INSIDE OR PRIVATE INFORMATION. ANY INFORMATION CONTAINED HEREIN IS BASED SOLELY UPON
MY JUDGMENT AND OPINION. THEREFORE, I CANNOT AND DO NOT GUARANTEE THE RESULTS OF ANY OF THE INFORMATION YOU READ HERE. IN SHORT, YOU ARE SOLELY RESPONSIBLE FOR ELECTING TO FOLLOW OR NOT FOLLOW ANY INFORMATION PROVIDED HEREIN.

I AM NOT AN ATTORNEY, NOR I AM I LICENSED TO PRACTICE LAW. SOME INFORMATION CONTAINED HEREIN CAN SKIRT LEGAL ISSUES AND SHOULD BE INTERPRETED AS LAY OPINIONS OR MATTERS TO CONSIDER ONLY. IF LEGAL ADVICE IS DESIRED OR NEEDED, YOU SHOULD CONSULT AN ATTORNEY.
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CPA OR TAX PROFESSIONAL.