Hey, Future You.

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I am an advisor to thoughtful entrepreneurs and a consulting finance director for emerging businesses. I also write a seasonal, weekly newsletter about practical finance for values-driven independent workers and business owners (sole prop, LLC, S-corp).

My consulting and writing are grounded in over two decades of managing millions of dollars, building systems, and walking with business owners through every scenario—selling, thriving, closing their doors, deaths, divorces, and retirement. My sweet spot is the start-up to growth phases for service-based businesses doing good things.

I am the child of an immigrant. I think a lot about how often the best path for immigrants is entrepreneurship. I grew up playing in my father’s corner stores and listening to lore about how his stores served as many Filipinos' launch pad to life in the United States. As such, I am especially dedicated to women- and minority-owned businesses and their success. Entrepreneurship and independent work are a gateway to so much more than financial freedom.