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Issue 16, June 9, 2017
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I'm baaaaack  | A Sheconomista Checklist because who doesn't love a good checklist?! | Worse than toilet plume  |  Adult like a boss with homemade condiments 

Onwards

Happy June!

The last time I was in touch, I was heading into spring cleaning mode. I had received an onslaught of money questions, thoughts, and suggestions which were pure joy but it also created a bit of chaos in my baby brain. I had to do some reorganizing and thinkin’ and creative marinating.

I concluded the same thing I have always known. Money is the bee's knees. It is a sweet, binding ingredient in the human experience. And I'm so grateful to all of you for the engagement and encouragement to-date to keep writing and talking about it.

In short, I’m back, refreshed and ready to keep creating with YOU.

But before I cruise into business mode, let me step onto my soapbox and chat with you about...mayo.

Adulting

Break up with store bought mayo and start playing with this recipe stat. (Bless my peeps who have been listening to me go on and on about this.) I’ve had to play with the ratios, but now that I’ve perfected this condiment I once loathed, I’m never going back.

Why oh why lady, would I do this?

It is a fantastic health investment to make your condiments and quit with the processed stuff. Why not start with mayo, one of the most controversial condiments ever?! 

Part of my spring cleaning was tossing my tiny fridge and my life of ingredients I can’t pronounce. I’ve only eaten out three times since mid-April, and I’ve broken up with caffeine. I also started drinking gin from which I was banned circa 1999. 

Interesting tidbit: I've saved no money with this lifestyle change and in fact, have increased my spend and it's worth every penny.

Anyway, it’s all about the investments and investments come in all sorts of forms, not just ETFs. So cheers to your health, friends. It should be your first investment above all else. I know for myself, when I feel my best, it means I am at my best for my family, friends, and community.

Insert smooth segue [here].

Speaking of investments, so many precious financial souls out there with money enthusiasm and concerns. I've sat with every email and phone call I received since I started this project.

Across the board, there’s a lot of wealth-building, and overall life-planning questions ranging from where do I start? To do I move from using a traditional financial advisor to using a robo-advisor? To I don't understand what my financial advisor does and don't know what questions to ask to make it better.

My personal favorite, I’ve paid off all my student loans, and now I want to use that money for investing, what do I need to keep in mind?

I’ve also gotten a lot of questions about starting businesses and dealing with the financial aspects of that, especially the tax implications. And I received some questions about my trailer life and how to create a spending plan for a nontraditional life.

Whew. So much. So good.

Above all else, I’ve received many practical questions from what kind of checking account do I open? To what the hell is the purpose of an emergency savings account?

All of these questions and thoughts make me squeal with delight. It also reminds me that when you don't know where to start, you start at the beginning and go from there.

***Don't forget, small print down below, reminding you of who I am and what I am not***

Crack the egg before you cook it

Inspired by my get-back-to-basics in the kitchen, I drafted the Sheconomista Checklist. This is the stuff I recommend you get in place if you have not already. They are the practical things needed to execute your money vision.

There are lots of exceptions to this list, mainly that you know yourself better than I do so only you can determine what you need and don't. I'll also offer opinions, don't you worry. This will be written in real-time, hyperlinks will be updated throughout the doc.

This means that you, sheconomista readers, can be active participants, and your input will be integrated as appropriate for a final product. JOY.

The collective sheconomista knowledge is way better than mine alone so don’t get shy on me now.

----- > View and copy the list here. < -----

Don’t worry, I’ll still send out adulting tips and comment on financial news and conquering some of the questions already asked of me that belong out in public, but now I’ll be writing with a little more structure. A little. Don’t get too excited. Like the list, I’m a work-in-progress.

In the meantime, stay in touch with your questions and thoughts, especially the ones about mayo.

In closing

Worse than toilet plume:

Cash is even grosser than you knew: Dangerous bacteria survive on paper money, study finds

And on that note, happy weekending! No texting and driving.

With

a big ‘ole dolla dolla love hug,

LL

 

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Photo Credit: Erin Sweeny Studio

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Important small print. I have a bomb-ass lawyer who tells me to tell you these things you agree to by reading my newsletters. For extra emphasis: I am not a financial advisor, planner, CPA, licensed to do anything except give opinions, shop for hitches, pickle eggs, and strange vegetables, and look for new friends who want to kayak in obscure places with me (contact me stat if you are this friend). 

People, I am an everyday lady who, by learning a bit about money so I could have a semi-intelligent conversation with my financial advisor, figured out I didn't need an advisor at this point in my life. Killed that mystery. I did not go to a fancy school. I did graduate something cum laude and not in anything remotely related to money, so there's that as well.

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